Consumer Credits: Level “0” or Normal: Payments company email list by people are made on time or with a maximum delay of 8 calendar days. Level “1” or Potential Problems: Delay in payment compliance of between 9 to 30 calendar days. Level "2" or Deficient: Delay in the payment of credits between 31 to 60 calendar days. Level “3” or Doubtful: Delay in payment between 61 and 120 calendar days. Level “4” or Loss: Delay in payment of more than 120 calendar days. For mortgage loans: Level “0” or Normal: Prompt payment or maximum delay of 30 calendar days. company email list“1” or Potential Problems: Payment delay between 31 and 60 calendar days. Level “2” or Deficient: Delay in payment of between 61 to 120 calendar days. Level “3” or Doubtful: Delay in payment between 121 and 365 calendar days.
Level “4” or Loss: Delay in payment of more than 365 company email list days. Mowa consultant Knowing these concepts and visualizing the results of our research, we were able to conclude that until January of this year, 61% of Peruvian citizens Company Email List residents in the country tend to make their payments as expected without incurring in delinquency in their obligations, a great support to achieve this is that the lenders are constantly monitoring the credits granted, notifying and company email list the creditors. These entities use mass communication channels whose objective is to remind creditors that their obligations are about to expire.
The other side of the coin is reflected in the 39% of company email list who do not pay their credits in the expected time, this group of people are much more elusive when receiving a notification or alert and on many occasions we will have than trying to open a communication several times and insistently. The mass messaging channel or mass sms is a strategy that has been used for a long time and that sometimes its potential is not appreciated, this channel is fast, direct and above all little saturated with which we will be able to open optional channels of attention with a company email list success rate. Applying this channel requires a study and analysis of the behavior of our clients when fulfilling their obligations, since with this we will be able to establish a strategy that will help us achieve our objectives.